Whether you are saving for your own first home or helping a child or grandchild get there, the right account strategy can make a significant difference – both in how fast you get there and how much you keep along the way. Here is how to think about it.   Start Here: The First Home […]

Buying or renewing a mortgage often comes with a long list of financial decisions, but one of the most overlooked is how you protect it. Most lenders offer mortgage insurance as the easy, built-in option because it feels seamless and convenient.   But convenience can be expensive, and in this case, quietly inefficient.   You […]

With just weeks until the RRSP contribution deadline for the 2025 tax year, now is the time to take advantage of one of Canada’s most powerful tax-saving opportunities.   Immediate Tax Benefits   Contributing to your RRSP before March 2nd will reduce your 2025 taxable income by the amount you contribute.   Here’s how the […]

We’re pleased to share the latest Quarterly Market Update in this edition of Wealth Matters for Dentists.   A Strong Finish: Market Defy Early Expectations   Markets closed 2025 on firmer footing than many anticipated. Early in the year, concerns about trade tensions, artificial intelligence, and a potential global slowdown led some investors to question […]

A Year of Resilience in the Face of Volatility   There is no way to sugarcoat it: 2025 has been a rollercoaster. We began with protectionist shocks in the first quarter, navigated the historic volatility of “Liberation Day” in the spring, and faced renewed trade barriers this summer. Despite the headlines, our disciplined approach remains […]

As 2025 draws to a close, it’s a great time to review your savings plans and take advantage of valuable tax-efficient opportunities before the year ends. Whether you, your child, or your grandchild are saving for a first home or planning for future education expenses, there are important strategies that can help you make the […]

We’re pleased to share the latest Quarterly Market Update in this edition of Wealth Matters for Dentists.   Market Overview As of October 21, 2025—the 21st day of the U.S. government shutdown—headlines were dominated by U.S. debt concerns, shifting central-bank policy, and the ongoing surge in AI-related investment. U.S. equities rebounded after rate cuts, but […]

As a dental professional, you know the importance of planning ahead and staying prepared—especially when conditions change unexpectedly. The same is true in today’s financial markets. With rising global tensions, ongoing trade negotiations, and shifting investor sentiment, the second quarter brought a fresh wave of volatility. In this issue of Wealth Matters for Dentists, we […]

Many dentists—whether Associates or Practice Owners—eventually incorporate a Dentistry Professional Corporation (DPC). This often happens once their income exceeds what’s needed to cover personal expenses and debt repayment. A common question that follows is: “Should I invest personally, or keep funds in the corporation and invest through the DPC?” While there are clear benefits to […]

Turn Personal and Employee Health Expenses into Business Savings with HealthPlus   If you’re incorporated—or in the process of incorporating—you should hear about a tax-effective way to handle medical and dental expenses. If you’re paying out-of-pocket for expenses like massage therapy, prescriptions and vision care, you’re missing out on valuable tax savings.   What is […]