Part of an ongoing series on the questions we hear most from dentists.   Your accountant handles your personal taxes and your corporate return. Maybe an advisor manages your RRSP. Your lawyer drew up a Will a few years back. Each of them does their job well. But whose job is it to make sure […]

At Protect Financial, we believe that better financial decisions start with better information.   Although Labour Day is fast approaching, there’s still some summer left and whether you’re spending time at the cottage, travelling, or simply enjoying some downtime, we’ve put together five worthwhile reads covering personal finance, investing, decision-making, and the forces shaping our […]

We’re pleased to share our Q2 2026 Quarterly Market Update in this edition of Wealth Matters for Dentists.   A Calmer Backdrop   After a volatile start to the year, markets found calmer footing in the second quarter as Middle East tensions eased. A ceasefire between Iran and the U.S. took hold by mid-June, with […]

Whether you are saving for your own first home or helping a child or grandchild get there, the right account strategy can make a significant difference – both in how fast you get there and how much you keep along the way. Here is how to think about it.   Start Here: The First Home […]

Buying or renewing a mortgage often comes with a long list of financial decisions, but one of the most overlooked is how you protect it. Most lenders offer mortgage insurance as the easy, built-in option because it feels seamless and convenient.   But convenience can be expensive, and in this case, quietly inefficient.   You […]

We’re pleased to share our Q1 2026 Quarterly Market Update in this edition of Wealth Matters for Dentists.   Another Stress Test for Markets   Investors entered 2026 hoping for steadier conditions after a period defined by trade policy uncertainty. Instead, escalating conflict in the Middle East following attacks on Iran reintroduced significant geopolitical risk. Volatility returned […]

With just weeks until the RRSP contribution deadline for the 2025 tax year, now is the time to take advantage of one of Canada’s most powerful tax-saving opportunities.   Immediate Tax Benefits   Contributing to your RRSP before March 2nd will reduce your 2025 taxable income by the amount you contribute.   Here’s how the […]

We’re pleased to share the latest Quarterly Market Update in this edition of Wealth Matters for Dentists.   A Strong Finish: Market Defy Early Expectations   Markets closed 2025 on firmer footing than many anticipated. Early in the year, concerns about trade tensions, artificial intelligence, and a potential global slowdown led some investors to question […]

A Year of Resilience in the Face of Volatility   There is no way to sugarcoat it: 2025 has been a rollercoaster. We began with protectionist shocks in the first quarter, navigated the historic volatility of “Liberation Day” in the spring, and faced renewed trade barriers this summer. Despite the headlines, our disciplined approach remains […]

As 2025 draws to a close, it’s a great time to review your savings plans and take advantage of valuable tax-efficient opportunities before the year ends. Whether you, your child, or your grandchild are saving for a first home or planning for future education expenses, there are important strategies that can help you make the […]