A cornerstone of good portfolio management is proper diversification. In simple terms: don’t put all your eggs in one basket! The Real Estate Fund owns 88 high-quality, income-producing Canadian properties valued at $3.8 billion. This real estate fund does not own individual residential real estate in the neighbourhoods we live in. It owns a diversified […]

Many dentists, whether Associates or Practice Owners, will incorporate a Dentistry Professional Corporation (DPC). Usually, they will do this once they are billing enough that they do not need every dollar to meet their current expense obligations (including paying down student debt). One question we get a lot is whether dentists should take the money […]

Which investment style is right for you in the post-pandemic world? After coming through the whip-saw stock market of March 2020, most investors have generally seen a rise in their portfolio value. In many cases those returns are some of the best we have seen in a decade of a generally rising bull market. Consider […]

You’ve worked hard to earn a profit in your company…..now what do you do with it? Profit up to $500k in a DPC is taxed at a combined rate in Ontario of 12.2%.  This is one of the lowest tax rates you will ever pay.  Once you’ve paid this tax, does it make sense to […]

Throughout the financial press, so-called experts are warning of the return of inflation. Should we be worried? Nobody likes rising prices for their everyday expenditures. But if the companies you’ve invested in are able to charge higher prices, shouldn’t that mean more profit and rising stock prices for your portfolio? We are still in the […]