Is Your Investment Strategy Built for the Real World? As a Dental Professional, you’ve worked hard to build a successful career. Your investment plan should reflect that same level of care and expertise. At Protect Financial, we offer a smarter, more personalized approach to managing your wealth—combining low fees with clear communication, sound strategy, and […]

Recent market volatility has raised concerns for many investors, particularly in light of new tariffs introduced by U.S. President Donald Trump on imports from Canada, Mexico, and China. Some of these tariffs have already taken effect, while others have been delayed or modified — creating uncertainty that has contributed to short-term fluctuations in the stock […]

In today’s job market, employees expect more than just a paycheque – they want security, stability, and benefits that support their well-being. A group benefits plan helps you attract and retain top talent while improving employee satisfaction and productivity. At Protect Financial, we are specialists in designing and deploying cost-effective, customized group benefits plans that […]

This is your final reminder—the March 3rd RRSP contribution deadline is fast approaching. Contributing before the deadline ensures you maximize tax savings and grow your tax-deferred investments for the future.   Why Contribute to Your RRSP Now? Lower Your 2024 Tax Bill – Keep more money in your pocket. Tax-deferred Investment Growth – Avoid immediate […]

The March 3rd deadline to contribute to your Registered Retirement Savings Plan (RRSP) is fast approaching and Protect Financial can help you make the most of this opportunity.   Why an RRSP? Immediate Tax Savings Tax-Free Growth Flexible use including Buying a Home Retirement Security   Why Choose Protect Financial We go beyond the banks […]

A Tax-Free Savings Account (TFSA) is your ticket to flexible, tax-free growth—whether you’re saving for a dream vacation, a home project, or to build a financial cushion. In a TFSA, every dollar you earn and withdraw is completely tax-free.   New Year, New Limit! Starting January 1, 2025, the annual TFSA contribution limit is $7,000, […]

As the year comes to a close, our wealth management division wanted to remind you of a couple of key deadlines. Whether you, your child, or grandchild are saving for a first home or planning for their education expenses, we have strategies to help you make the most of your money.   First Home Savings […]

Investment fees used to be hidden from view, but recent competition has made them more transparent and lowered costs—great news for investors! For years, Canada’s major banks dominated retail investing, introducing professional investment management to the public. But now, with new entrants and innovative technology, investors have more choices than ever. Not only has this […]

Will your children be able to afford the Capital Gains Tax on the family cottage? In Canada, your principal residence is excluded from any capital gains taxation upon its sale. Any subsequent properties you own, like the family cottage, will incur capital gains taxes upon sale or inheritance. With this, one of the greatest financial challenges […]

CI pays you a tax-free lump-sum in the event that you are diagnosed with a serious illness. There are 25+ ”covered conditions”, but the most common are cancer, heart attack, stroke and MS. CI can allow you to travel to another country to expedite treatment, or pay for drugs, home health care or other expenses […]